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	<title>Dinahsundberg&#039;s Blog</title>
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		<title>Dinahsundberg&#039;s Blog</title>
		<link>http://dinahsundberg.wordpress.com</link>
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		<title>Home Inspections</title>
		<link>http://dinahsundberg.wordpress.com/2012/02/11/home-inspections/</link>
		<comments>http://dinahsundberg.wordpress.com/2012/02/11/home-inspections/#comments</comments>
		<pubDate>Sat, 11 Feb 2012 16:12:29 +0000</pubDate>
		<dc:creator>dinahsundberg</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Home inspections can provide valuable information.  Just remember, home inspections DO NOT include:  septic systems, wiring and plumbing behind drywall, well water testing. Also, home inspectors are not required to be licensed, so it is always a good idea to &#8230; <a href="http://dinahsundberg.wordpress.com/2012/02/11/home-inspections/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=dinahsundberg.wordpress.com&amp;blog=16413993&amp;post=148&amp;subd=dinahsundberg&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Home inspections can provide valuable information.  Just remember, home inspections DO NOT include:  septic systems, wiring and plumbing behind drywall, well water testing.</p>
<p>Also, home inspectors are not required to be licensed, so it is always a good idea to get a recommendation.</p>
<p>Call me today if you are wondering what your home is worth now!   218-839-1918</p>
<p>Dinah Sundberg, Realtor &#8211; Edina Realty &#8211; Minnesota</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>A Penny Saved</title>
		<link>http://dinahsundberg.wordpress.com/2012/01/12/a-penny-saved/</link>
		<comments>http://dinahsundberg.wordpress.com/2012/01/12/a-penny-saved/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 20:30:55 +0000</pubDate>
		<dc:creator>dinahsundberg</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://dinahsundberg.wordpress.com/2012/01/12/a-penny-saved/</guid>
		<description><![CDATA[Coming up with the cash for a down payment on a house (a strategy I use): Make it automatic.  This is so easy to do, and you won&#8217;t miss the money, but, you will be less stressed about &#8220;being broke&#8221;: &#8230; <a href="http://dinahsundberg.wordpress.com/2012/01/12/a-penny-saved/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=dinahsundberg.wordpress.com&amp;blog=16413993&amp;post=147&amp;subd=dinahsundberg&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><strong>Coming up with the cash for a down payment on a house (a strategy I use):</strong></p>
<p><strong><em>Make it automatic</em><em>.</em>  This is so easy to do, and you won&#8217;t miss the money, but, you will be less stressed about &#8220;being broke&#8221;:  have a specific amount deducted from your paycheck, or checking account each month and put it into a special savings account set up just for this fund.  I started doing this in 1994 originally for my son&#8217;s college tuition.  Now it contains the funds to help pay for his upcoming wedding in June.  I will continue to contribute to this savings account and build up my cash reserves.  I might even pay cash for my next car!  What a great feeling!!  When I started, I was putting in $100/month, but have increased it over the years.  Even if it&#8217;s only $25/month, over time it adds up.  </strong></p>
<p><strong>Have real estate questions?  I specialize in residential homes &#8211; I&#8217;d love to hear from you!</strong></p>
<p><strong></strong> </p>
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			<media:title type="html">dinahsundberg</media:title>
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		<title>Retire, but where?</title>
		<link>http://dinahsundberg.wordpress.com/2011/12/08/retire-but-where/</link>
		<comments>http://dinahsundberg.wordpress.com/2011/12/08/retire-but-where/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 20:47:01 +0000</pubDate>
		<dc:creator>dinahsundberg</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Ten best places to live and retire (according to AARP): Gainesville, GA                Columbus, Ind.           Harrisburg, PA Portland, Maine              Ithaca, NY                    Tulsa, Okla. Midland, TX                     Winchester, VA          Wenatchee, Wash. and Cheyenne, Wyo. If you are getting ready to retire &#8211; look these places &#8230; <a href="http://dinahsundberg.wordpress.com/2011/12/08/retire-but-where/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=dinahsundberg.wordpress.com&amp;blog=16413993&amp;post=57&amp;subd=dinahsundberg&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Ten best places to live and retire (according to AARP):</p>
<p>Gainesville, GA                Columbus, Ind.           Harrisburg, PA</p>
<p>Portland, Maine              Ithaca, NY                    Tulsa, Okla.</p>
<p>Midland, TX                     Winchester, VA          Wenatchee, Wash.</p>
<p>and Cheyenne, Wyo.</p>
<p><em>If you are getting ready to retire &#8211; look these places up!</em></p>
<p>As always &#8211; I sell real estate in <strong>Brainerd, Baxter, Pillager</strong> and the surrounding areas in north central MN.  Please contact me if you have any questions, or need real estate help.   218-839-1918     <a href="mailto:dinahsundberg@edinarealty.com">dinahsundberg@edinarealty.com</a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>Homebuying Trends:  Then and Now</title>
		<link>http://dinahsundberg.wordpress.com/2011/10/13/homebuying-trends-then-and-now/</link>
		<comments>http://dinahsundberg.wordpress.com/2011/10/13/homebuying-trends-then-and-now/#comments</comments>
		<pubDate>Thu, 13 Oct 2011 17:17:31 +0000</pubDate>
		<dc:creator>dinahsundberg</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://dinahsundberg.wordpress.com/?p=55</guid>
		<description><![CDATA[Percentage of US homebuyers who:                     1999              2009 Began their home search online                             37%               90% Were married couples                                               68%              60% Were single women                                                    15%               21% Were single men                                                         7%                 10% Median age of homebuyers                                       39                  39 I&#8217;m happy to work with young, old, single, married &#8230; <a href="http://dinahsundberg.wordpress.com/2011/10/13/homebuying-trends-then-and-now/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=dinahsundberg.wordpress.com&amp;blog=16413993&amp;post=55&amp;subd=dinahsundberg&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Percentage of US homebuyers who:                     1999              2009</p>
<p>Began their home search online                             37%               90%</p>
<p>Were married couples                                               68%              60%</p>
<p>Were single women                                                    15%               21%</p>
<p>Were single men                                                         7%                 10%</p>
<p>Median age of homebuyers                                       39                  39</p>
<p><em><strong>I&#8217;m happy to work with young, old, single, married buyers!  Contact me for a homebuyer consult and my homebuyer packet &#8211; 218-839-1918.     <a href="mailto:dinahsundberg@edinarealty.com">dinahsundberg@edinarealty.com</a></strong></em></p>
<p>&nbsp;</p>
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		<title>Loan Modifications &#8211; Help for FREE</title>
		<link>http://dinahsundberg.wordpress.com/2011/09/13/loan-modifications-help-for-free/</link>
		<comments>http://dinahsundberg.wordpress.com/2011/09/13/loan-modifications-help-for-free/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 21:49:52 +0000</pubDate>
		<dc:creator>dinahsundberg</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://dinahsundberg.wordpress.com/?p=53</guid>
		<description><![CDATA[Are you struggling to make your house payments and have fallen behind?  There are non-profit resources to help you with a loan modification.  If a company offers to help you, but requires you to pay for the sevice, it may &#8230; <a href="http://dinahsundberg.wordpress.com/2011/09/13/loan-modifications-help-for-free/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=dinahsundberg.wordpress.com&amp;blog=16413993&amp;post=53&amp;subd=dinahsundberg&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><strong>Are you struggling to make your house payments</strong> and have fallen behind?  There are non-profit resources to help you with a loan modification.  If a company offers to help you, but requires you to pay for the sevice, it may be a scam.</p>
<p>Try contacting Minnesota Home Ownership Center at (866) 462-6466 or visit <a href="http://www.hocmn.org/">www.hocmn.org</a> to work with someone for FREE for help with your loan.</p>
<p>FAST FACT:</p>
<p><em>Did you know?  Nearly 8 percent of adults have been diagnosed with hay fever&#8230;</em></p>
<p>&nbsp;</p>
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		<title>State of the Housing Market</title>
		<link>http://dinahsundberg.wordpress.com/2011/07/21/state-of-the-housing-market/</link>
		<comments>http://dinahsundberg.wordpress.com/2011/07/21/state-of-the-housing-market/#comments</comments>
		<pubDate>Thu, 21 Jul 2011 18:07:06 +0000</pubDate>
		<dc:creator>dinahsundberg</dc:creator>
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		<description><![CDATA[~ We are on a rate nationwide, as of June, to see 4.77 million homes sell.  This is 8.8% below June of 2010. ~  Lawrence Yun, econimist states we are having an &#8220;uneven&#8221; recovery, and seeing problems with tight credit and &#8230; <a href="http://dinahsundberg.wordpress.com/2011/07/21/state-of-the-housing-market/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=dinahsundberg.wordpress.com&amp;blog=16413993&amp;post=51&amp;subd=dinahsundberg&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>~ We are on a rate nationwide, as of June, to see 4.77 million homes sell.  This is 8.8% below June of 2010.</p>
<p>~  Lawrence Yun, econimist states we are having an &#8220;uneven&#8221; recovery, and seeing problems with tight credit and low appraisals.  This at a time when we are having record high housing affordability conditions (can buy much more house for the money now than a few years ago, or, the same house for a lot lower payment.</p>
<p>~  All-cash transactions accounted for 29% of sales in June &#8211; investors account for the bulk of these purchases.</p>
<p>~  In the Midwest &#8211; existing home sales are down 14% over a year ago.  The median price in June was $147,700 &#8211; down 5.3% from June 2010.</p>
<p><em>As always, if you have a question about you property, contact me with a call or email.  Enjoy the rest of summer!</em></p>
<p><em>Dinah Sundberg, Edina Realty, Brainerd MN</em></p>
<p><em>218-839-1918</em></p>
<p><em>dinahsundberg@edinarealty.com</em></p>
<p><em></em> </p>
<p>&nbsp;</p>
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		<title>Homeownership Benefits</title>
		<link>http://dinahsundberg.wordpress.com/2011/06/08/homeownership-benefits/</link>
		<comments>http://dinahsundberg.wordpress.com/2011/06/08/homeownership-benefits/#comments</comments>
		<pubDate>Wed, 08 Jun 2011 21:03:31 +0000</pubDate>
		<dc:creator>dinahsundberg</dc:creator>
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		<description><![CDATA[First time buyers noted these benefits: 67% said market conditions allowed them to purchase a home sooner than they expected. 50% said they found a home in a more desirable location than expected 40% got more space than expected 43% &#8230; <a href="http://dinahsundberg.wordpress.com/2011/06/08/homeownership-benefits/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=dinahsundberg.wordpress.com&amp;blog=16413993&amp;post=48&amp;subd=dinahsundberg&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><strong>First time buyers noted these benefits:</strong></p>
<p><strong>67%</strong> said market conditions allowed them to purchase a home sooner than they expected.</p>
<p><strong>50%</strong> said they found a home in a more desirable location than expected</p>
<p><strong>40%</strong> got more space than expected</p>
<p><strong>43%</strong> locked into a lower interest rate than they expected</p>
<p>It IS a fantastic time to buy a home!  Call me if you have any questions about the homebuying process, or would like to meet for a consultation.  218-839-1918   <a href="mailto:dinahsundberg@edinarealty.ocm">dinahsundberg@edinarealty.ocm</a></p>
<p>Licensed with Edina Realty in the state of MN</p>
<p>&nbsp;</p>
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		<title>Recent Minnesota Homebuyer Statistics</title>
		<link>http://dinahsundberg.wordpress.com/2011/05/04/recent-minnesota-homebuyer-statistics/</link>
		<comments>http://dinahsundberg.wordpress.com/2011/05/04/recent-minnesota-homebuyer-statistics/#comments</comments>
		<pubDate>Wed, 04 May 2011 15:13:57 +0000</pubDate>
		<dc:creator>dinahsundberg</dc:creator>
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		<description><![CDATA[~  54% of recent MN homebuyers were first-time buyers, compared to 50% nationwide. ~ The typical first-time homebuyer in MN was 28 years old; the typical MN repeat buyer was 44 years old. ~ 21% of recent MN homebuyers were &#8230; <a href="http://dinahsundberg.wordpress.com/2011/05/04/recent-minnesota-homebuyer-statistics/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=dinahsundberg.wordpress.com&amp;blog=16413993&amp;post=42&amp;subd=dinahsundberg&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><strong>~</strong>  54% of recent MN homebuyers were first-time buyers, compared to 50% nationwide.</p>
<p><strong>~</strong> The typical first-time homebuyer in MN was 28 years old; the typical MN repeat buyer was 44 years old.</p>
<p>~ 21% of recent MN homebuyers were single females, and 9% were single males.</p>
<p><strong>~</strong> The median MN income was $58,400 among first-time buyers; the median for repeat MN buyers was $91,900.</p>
<p><em>Fun fact:  according to the American Cleaning Institute&#8217;s recent survey, 60% of Americans will engage in spring cleaning.  Among their top reasons to clean:  decluttering and eliminating allergy triggers.</em></p>
<p><strong><em>I love working with first-time homebuyers.  Give me a call, or email me, if you want to know how to get started!</em></strong></p>
<p><strong><em>218-839-1918 or <a href="mailto:dinahsundberg@edinarealty.com">dinahsundberg@edinarealty.com</a></em></strong></p>
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		<title>Why CRS?</title>
		<link>http://dinahsundberg.wordpress.com/2011/04/06/why-crs/</link>
		<comments>http://dinahsundberg.wordpress.com/2011/04/06/why-crs/#comments</comments>
		<pubDate>Wed, 06 Apr 2011 18:20:10 +0000</pubDate>
		<dc:creator>dinahsundberg</dc:creator>
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		<description><![CDATA[CRS = Certified Residential Specialist = Dinah Sundberg Why is this important?  The real estate agents that carry this designation have cared enough about their business to spend the time and money to learn additional tools to help their seller and buyer &#8230; <a href="http://dinahsundberg.wordpress.com/2011/04/06/why-crs/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=dinahsundberg.wordpress.com&amp;blog=16413993&amp;post=38&amp;subd=dinahsundberg&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>CRS = Certified Residential Specialist = Dinah Sundberg</p>
<p><strong><em>Why is this important?</em></strong>  The real estate agents that carry this designation have cared enough about their business to spend the time and money to learn additional tools to help their seller and buyer clients.  I found the caliber of the agents attending these classes were exceptional.  Only 4% of agents in the U.S. are a CRS.  When interviewing an agent to help you sell or buy, ask if they have this designation.  This will be an agent that cares.</p>
<p>Dinah Sundberg   (218) 839-1918</p>
<p>Edina Realty &#8211; Brainerd Lakes Area, MN</p>
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		<title>Showing Tips for Sellers</title>
		<link>http://dinahsundberg.wordpress.com/2011/03/17/showing-tips-for-sellers/</link>
		<comments>http://dinahsundberg.wordpress.com/2011/03/17/showing-tips-for-sellers/#comments</comments>
		<pubDate>Thu, 17 Mar 2011 20:32:16 +0000</pubDate>
		<dc:creator>dinahsundberg</dc:creator>
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		<description><![CDATA[Lighten up.  Shades up, drapes open. Size up the competition.  Check out open houses that are similar to yours. Define the space.  Highlight each space to show it&#8217;s intended use.  Example:  if your house has 3 bedrooms, define them all &#8230; <a href="http://dinahsundberg.wordpress.com/2011/03/17/showing-tips-for-sellers/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=dinahsundberg.wordpress.com&amp;blog=16413993&amp;post=34&amp;subd=dinahsundberg&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<ul>
<li><strong>Lighten up.</strong>  Shades up, drapes open.</li>
<li><strong>Size up the competition.</strong>  Check out open houses that are similar to yours.</li>
<li><strong>Define the space.</strong>  Highlight each space to show it&#8217;s intended use.  Example:  if your house has 3 bedrooms, define them all as bedrooms.</li>
<li><strong>Add simple curb appeal. </strong> Clear little branches, rake, trim bushes.</li>
<li><strong>Give it a power wash.</strong>  You&#8217;ll be surprised at how much better the house looks.</li>
</ul>
<p><em>As always, contact me if you would like more information about getting your home ready for sale.  Dinah Sundberg, Edina Realty, Baxter, MN  218-839-1918</em></p>
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